I find karma to be the most misused and misunderstood spiritual concept. Ann Litts gets it. Please see her piece
and my piece
Moreover, what goes around does not come around unless I have chosen it to be so, and most likely in another lifecycle. This is my 17,043rd incarnation. I will save the details for when I have done enough research with my god and my guides and Ane, who channels them for me when I need conversation to refine what I have intuited — I was once a very bad man — I chose to come back as a victim of the type of person I was and I cleansed not only that debt but also learned from a previous death how to swallow my pride and navigate the horrors through cunning and survived to die a natural death.