My friend, you write clever articles and there is a lot of good stuff in here but, karma, at least in the eastern philosophies and religions, where the concept originates, most assuredly and absolutely does not mean "you reap what you sow" or "what goes around, comes around" and similar sayings from western philosophies and Abrahamic religions, which misunderstand the term. So, no boomerang and bingo cards here, I'm afraid to say, but I know you accept criticism well.
The best article I have read that fully understands and explains karma is https://medium.com/illumination/the-real-meaning-of-the-law-of-karma-will-blow-your-mind-f07fe413ebce .
Karma is all about intent. When I attempt to describe it in a comment, besides citing that excellent piece by Infinitians, I'll say "Karma is a bitch" and other variations of that expressing the western world's misconception of karma as "what goes around comes around" or "you get what you deserve" as opposed to what karma is really about, which is intentions, and bad karma does not lead to punishment but rather can lead to lesson plans to settle a karmic debt. The effects of bad karma deposited in this life are much more likely felt in a future incarnation than as reverberations in the present life. Similarly, one is not likely rewarded for good karma in the present life other than settling a karmic debt.
Someone once explained karma to me like a bank account with good karma being deposits, which we can withdraw and spend, and bad karma being deductions. It does not necessarily mean that good things happen to good people and bad things happen to bad people, as experience shows that is more uncommon than otherwise. Sometimes it's the small things as DMY points out in the article both Tara and I responded to.
In May 2021 I ran into a car on my bicycle. It was completely my fault. Somehow I managed not to injure her car or my bicycle, mostly because I managed to absorb the impact into one finger, dislocating it. With the adrenaline of the moment, I felt no pain and just happened to see it as I got up off the asphalt. The driver was so shaken. I took her hand in my non-injured and assured her I was unharmed. My spirit guides informed me I earned a lot of good karma that day and they might have said something about clearing a karmic debt too.
Ann Litts mostly gets it in this 3-minute piece https://medium.com/illumination/the-real-meaning-of-the-law-of-karma-will-blow-your-mind-f07fe413ebce .
Tara Desai wrote well about it here in a comment to DMY's piece that I referred to above.https://dtar-27237.medium.com/the-concept-of-karma-is-embedded-in-the-life-of-hindus-from-ancient-time-in-india-4360675afd1f Trust a hindu to describe karma.
