That's probably accurate and we likely have to face it even before another life. "While one may believe that death by suicide will end one’s pain and suffering, that belief does not take into account the afterlife. In the afterlife, the soul of a death by suicide must deal with the massive karmic debt of that choice, and the searing mental anguish of the realization of the alternate solution revealing itself in the too-brief-to-reverse-course-moments before life expires. At least the penance of doing the soul work to help others not make the same mistake will pay down the debt and relieve the pain." That quote is from my https://medium.com/illumination/dizain-of-suicide-72bcde4dc8d8 which tells the story of my friendship with Andrew, who committed suicide, and of the channeled by a legit psychic conversation I had with his soul many years later, in which I first gained the knowledge reflected in the quote and helped me get through my own severe depression the following year.